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Home Insurance Coverage

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The place you live is more than just a house, it’s a home, and our products are here to give you peace of mind when protecting your most valuable investment.

We’re from your neighborhood, so we know your neighborhood and want to assure you maximum protection at an affordable price.

IF YOU LIVE IN IT, WE HAVE YOU COVERED

Whether you own your home, rent an apartment or house,
or live in a condo, we have coverage options for you.

MAIDSTONE
HOMEOWNERS
INSURANCE

Covers your home for all risks
of physical loss unless specifically
excluded in the policy. ​

  • Contents Replacement Coverage
  • Portable Electronic Equipment Coverage
  • Optional Limited Water Backup
  • Optional Personal Property Replacement Coverage
  • Jewelry, Silverware and Firearms Coverage

TENANT OR
RENTERS
INSURANCE

Insures against damage
to your personal property
and for liability of the insured.

  • Contents Replacement Coverage
  • Portable Electronic Equipment Coverage
  • Optional Limited Water Backup
  • Optional Personal Property Replacement Coverage
  • Jewelry, Silverware and Firearms Coverage
  • Alterations and Additions to the rental property

CONDOMINIUMS
AND
COOPERATIVES

Provides you with
contents, property and
liability coverage.

  • Contents Replacement Coverage
  • Portable Electronic Equipment Coverage
  • Optional Limited Water Backup
  • Optional Personal Property Replacement Coverage
  • Jewelry, Silverware and Firearms Coverage
  • Alterations and Additions to the rental property

Enhance your coverage options with our PREFERRED and PREMIER Endorsement Bundles at discounted prices

MAIDSTONE
PREFERRED
PACKAGE

More comprehensive coverage for greater insurance needs

  • Increased coverage limits
  • Personal Injury Coverage included
  • Personal Property Replacement costs included
  • Limited Water Backup coverage included
  • Pet Recovery Coverage included
  • Locksmith Service included

MAIDSTONE
PREMIER
PACKAGE

The ultimate level of coverage for all of your insurance needs

  • Higher coverage limits than Standard and Preferred packages
  • Personal Injury Coverage included
  • Personal Property Replacement costs included
  • Limited Water Backup coverage included
  • Pet Recovery Coverage included
  • Locksmith Service included
  • Refrigerated Property Coverage

SPECIALTY
COVERAGES

IDENTITY THEFT RECOVERY

This provides coverage if you are a victim of identity theft or fraud. An experienced Case Manager, specializing in identity theft, will handle your claim.

HOME SYSTEMS PROTECTION

This endorsement provides coverage for systems and equipment you use in your home such as boilers, furnaces and heat pumps, kitchen and laundry appliances, and home entertainment equipment. Underground service lines are included for Homeowner (HO-3) policies.

MAIDSTONE OFFERS A VARIETY OF DISCOUNTS AND CREDITS INCLUDING:​

  • Wind Mitigation Discount
  • Multi-Policy Discount
  • AAA Discount
  • Affinity Discounts
  • Expanded New Home-Credits
  • Renters Conversion Credits
  • Renewal Discounts
  • ...and MORE!​
Luxury House with regal elegant living room

LEARN MORE

Want to learn more about your Homeowner's Insurance Coverage Options?
Find a broker near you today!