Every Driver is unique, that's why we provide a variety of car insurance options to fit each person's needs and budgets.
We offer policies that range from the most basic needs to maximum coverage, and offer discounts to help our customers spend less and drive safe on the road ahead.
TYPES OF COVERAGE
Liability coverage is required by law in most states. If you cause an accident, liability coverage helps pay for the other person's expenses including bodily injury and property damage.
Comprehensive coverage helps pay to replace or repair your vehicle it is stolen or damaged in an incident that's not a collision such as theft, vandalism, fire, natural disasters and weather, falling objects and more.
Collision coverage helps pay to repair or replace your car if it is damaged in an accident with another vehicle or object or in the case of a single car accident.
Personal Injury Protection (PIP) coverage helps pay for medical expenses. In some situations, it will also cover lost wages and other damages. It is also known as "no-fault insurance".
Medical Payments Coverage can help pay for covered medical expenses incurred by anyone injured in your vehicle during an accident, regardless of fault.
DISCOUNTS AND CREDITS
Maidstone offers a variety of discounts and credits, including:
- Safe Driver
- Accident Prevention Course Discount
- Good Student
- Distant Student
- Passive Restraints
- Anti-theft Devices
- Anti-lock Brakes
- Multi-Policy Discount
- Renewal Discounts
- ...and MORE!
LIMITS AND DEDUCTIBLES
Your coverage limits are the most your insurance will pay if you have a claim. A higher coverage limit will provide you with additional protection if an accident occurs. "Limit of liability" and "coverage limit" mean the same thing.
Your insurance deductible is the out of pocket amount you'll pay before your insurance starts to pay. The higher the deductible, the more you'll pay out of pocket if an accident occurs, but it may reduce your auto insurance premium.
Speak to a broker about your available coverage limits and coverage needs.