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Auto Insurance Coverage

TYPES OF COVERAGE

LIABILITY

Liability coverage is required by law in most states. If you cause an accident, liability coverage helps pay for the other person's expenses including bodily injury and property damage.

COMPREHENSIVE

Comprehensive coverage helps pay to replace or repair your vehicle it is stolen or damaged in an incident that's not a collision such as theft, vandalism, fire, natural disasters and weather, falling objects​​ and more.

COLLISION

Collision coverage helps pay to repair or replace your car if it is damaged in an accident with another vehicle or object or in the case of a single car accident.

UNINSURED OR
UNDERINSURED
MOTORIST COVERAGE

This coverage helps pay for medical costs and damages arising from an accident caused by someone with no or inadequate insurance coverage.

PERSONAL
INJURY
PROTECTION

Personal Injury Protection (PIP) coverage helps pay for medical expenses. In some situations, it will also cover lost wages and other damages. It is also known as "no-fault insurance".

MEDICAL
PAYMENTS
COVERAGE

Medical Payments Coverage can help pay for covered medical expenses incurred by anyone injured in your vehicle during an accident, regardless of fault.

DISCOUNTS AND CREDITS

Maidstone offers a variety of discounts and credits, including:

  • Safe Driver
  • Accident Prevention Course Discount
  • Good Student
  • Distant Student
  • Passive Restraints
  • Anti-theft Devices
  • Anti-lock Brakes
  • Multi-Policy Discount
  • Renewal Discounts
  • ...and MORE!​

LIMITS AND DEDUCTIBLES

Your coverage limits are the most your insurance will pay if you have a claim. A higher coverage limit will provide you with additional protection if an accident occurs. "Limit of liability" and "coverage limit" mean the same thing.

Your insurance deductible is the out of pocket amount you'll pay before your insurance starts to pay. The higher the deductible, the more you'll pay out of pocket if an accident occurs, but it may reduce your auto insurance premium. 

Speak to a broker about your available coverage limits and coverage needs.

GET A QUOTE

To learn more about Maidstone's Auto Insurance Options, contact a broker near you today.